Mississippi Take Home Pay Calculator (2026)

See what a salary is really worth in Mississippi: federal tax, FICA and Mississippi income tax, instantly.

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Estimates use 2026 IRS federal brackets and FICA. The Mississippi rate is an approximation for a typical salary — your actual withholding may differ. Verify with the Mississippi Department of Revenue. Not tax advice.

How Mississippi income tax works

Mississippi uses a flat income tax. Most wage earners pay roughly the same marginal rate regardless of income — about 4.4% in recent years. The figure this page uses (4.4% effective) is a close working estimate for typical salaries; flat-rate math makes it easy to scale up or down.

Example: $65,000 salary in Mississippi

Line item ($65,000 salary, single) Per year
Gross salary $65,000
Federal income tax -$5,620
FICA (Social Security + Medicare) -$4,972
Mississippi income tax (est.) -$2,860
Estimated take-home $51,548

That is roughly $4,296 of take-home per month. Use the calculator above to model your own salary, filing status and 401(k).

Tips for the most accurate result

The calculator below is pre-filled with Mississippi’s estimated rate. Change the salary, pay frequency or filing status to see instant results. For a no-tax state the state line stays $0; for graduated states, entering your real effective rate (state tax ÷ gross on your pay stub) is the most accurate approach.

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Frequently asked questions

Does Mississippi have a state income tax?

About 4.4% effective on a typical salary (Mississippi applies a flat rate).

What is the take-home pay on $65,000 in Mississippi?

About $51,548 per year ($4,296/month) on a $65,000 salary — after federal tax, FICA and state tax.

Do I pay both federal and Mississippi tax?

Yes — federal income tax and FICA apply everywhere in the US; Mississippi tax comes out on top.

Is this Mississippi estimate exact?

No. It approximates state tax with a single effective rate and uses the standard deduction. Itemizing, local taxes and credits change real results.